Validation / Settlement Offer with Deletion Requirement

[Credit Expert]

Free Debt Letter: Validation Settlement Offer with Deletion Requirement

You can use this letter to dispute and settle your debt all at once. You are requesting a signed agreement to accept a specific sum of moey under specific terms and are not obligating yourself in the process.





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Dear,

This letter is to inform you that the validity of this debt is disputed.

To compremise, I am willing to pay this account IN FULL if you agree to immediate deletion of this account from any and all credit reporting agencies (Equifax, Experian and TransUnion). The purpose of this settlement is merely to have this item removed from my credit files. It is not to be construed as an acknowledgment of liability for this debt in any form.

If you agree to the terms and accept this agreement, certified funds for the settlement amount of [ENTER DOLLAR AMOUNT] will be sent to [RecipientName] in exchange for full deletion of ALL references regarding this account from my credit files and full satisfaction of the debt. As certified funds will be used for payment, there shall be no waiting period regarding the deletion of this account from the credit reporting agencies.

[RecipientName] agrees to delete ALL information regarding this account from the credit reporting agencies WITHIN TEN CALENDAR (10) DAYS following receipt of payment as specified above and will not discuss the terms of this settlement with anyone, excluding your client on this account. If contacted by any third party, including credit reporting agencies, Collection Agency will not acknowledge that any settlement offer was made, accepted or executed and will, in fact, deny knowledge of any such account.

If you agree to the above terms, please have this letter signed below by an authorized representative of Collection Agency. Such signing shall indicate that this letter constitutes a legally binding contract of [RecipientName], enforceable under the laws in my state.

Your response must be postmarked no later than 15 days from your receipt of this settlement offer, or this offer will be withdrawn and I will request full validation of this alleged debt, as provided for by the Fair Debt Collection Practices Act.

Please address all correspondence regarding this account to:



Please sign the agreement by signing below:




Name: _________________________

Title: __________________________

Signature: ______________________





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