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Free Sample Debt Letter: Validation of Debt Follow Up After No Response
Your company has failed to send the legally required validation of this debt. You have been notified that your actions are detrimental to me and that your firm has violated the law (including but not limited to) the Consumer Credit Protection Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act. You knew or should have known that the actions taken against me and the information collected about me was inappropriate and damaging to me. You have failed to use reasonable care in the course of business and failed to use even minimal procedures to ensure that I was not harmed. You have communicated and are continuing to communicate incorrect and defamatory information to third parties, including, but not limited to, Equifax, Experian, and TransUnion. As a result of these blatantly reckless, wanton, and intentional acts, I have suffered and continue to suffer general and specific damages. I am also very upset at your firm's intentional infliction of emotional distress and at the other diminishments of the quality of my life. I am now demanding the immediate and complete removal of this tradeline from my credit reports (Equifax, Experian, and TransUnion). As I am currently attempting to apply for credit, time is of the essence. Please understand that I am extremely concerned about the consequences of the actions your firm is having on my life. Please be advised that, if this matter is not resolved in 30 days, I will take any and all necessary steps to protect my rights.
Thank you in advance for your attention to this matter.