Free Debt Letter: Request Proof of Debt Claim Pursuant to the FDCPA
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Re: Validation Request & Proof of Claim
Dear __________,
In your letter you claimed that I owe a debt which I am not aware of. I may accept your offer to pay this amount upon Validation and Proof of Claim. Please produce the original signed note and any attachments to the note along with the signed agreement for my personal review and inspection. Please produce certified copies of the initial balance sheets and legible copies of all the original instruments and all documentation with my signature that make me liable for a debt that I may owe to you, your company/corporation, or anyone you or your company/corporation work for or represent. Please return to me PROOF OF CLAIM with an Affidavit signed in accordance with 28 U.S.C. Section 1746 and notorized by a licensed Notary as sufficient Proof of Claim.
Your offices have 30 days to produce the required documentation in accordance with FTC guidelines. During this validation period and proof of claim, if any action is taken which could be considered detrimental to any of my credit reports, said action will be considered a violation; this includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated.
Furthermore, if your offices fail to respond to this validation and proof of claim request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. Please be advised that your failure to produce the Validation and Proof of Claim within 30 days, will prove your correspondence appears to be a scheme devised for obtaining money under false pretenses and will be dealt with accordingly. See Title 18 Section 1341 (Frauds and Swindles).
Kind Regards,
Joan Consumer
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