Hi all, and very impressive forum! Wish I knew about this a long time ago. My question is hopefully in the right forum, but it's regarding an account with a collector. I agreed to settle with a collector, and i am about to make my FINAL payment to them to fullfill our agreement. My question is: What is the best way to go about this to make sure they close out the account properly? I know they sometimes will try and sell it again after I have paid it off, and I don't want that to happen. Also, I heard of a Certificate of Deletion that will wipe it off my report. Is there a template or a letter specifically for debt that is validated, and I am fixing to pay off, that will demand a Deletion from the collection agency? Thank you for all your help!
NailesP

