Idaho Car & Motorcycle Insurance Requirements
Required Minimum Bodily Injury Coverage
* $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
* $15,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
* Uninsured Motorist (UM) Coverage. If purchased, UM coverage must be at least in the amount of required bodily injury coverage.
* Underinsured Motorist (UIM) Coverage. In Idaho, there are no laws regarding UIM coverage. It is, therefore, a matter of contract law.

