I am a credit analyst and I am ready for your questions.....

[Credit Expert]

Hello All,

My name is Corey Gray and this is my Financial Advice Forum. I am a credit analyst and the founder of Credit Assistance Network. I specialize in credit analysis, loan preparation and strategic credit repair. I have personally helped thousands of clients restore their credit and create habits that last a lifetime through credit education, advice and good old fashioned hard work. My experience in the credit industry spans over a decade and I will be available to answer your questions on this thread. Ask any credit question you like and please be sure to be specific and provide details. Please keep in mind, I am not an attorney and I cannot provide legal advice. If you have ever wanted to know the truth behind a credit myth, credit law or credit scam; now is the time to get the facts straight. I am looking forward to answering your credit questions and helping people visiting my blog.


Attention Financial Experts: I am formerly inviting all credit experts, debt experts, loan experts and consumer experts to chime in and help the patrons of this blog solve problems and better themselves.

[countrygirl1977]

I paid off some old collections and they are still n my credit file. Why are they still there?

[mstila1113]

Paying collections accounts doesn't make them go away. It will take 7.5 years from the date of last activity. You could try to dispute the account with the CRA's.