Foreclosure Laws And Guidelines

[Credit Expert]

Foreclosure Laws And Guidelines


Note: If you need help deleting a questionable foreclosure from your credit report, visit http://www.CreditAgenda.com


Here are all of the states listed alphabetically:



State/ Timeline/ Redemption/ Deficiency

Alabama: AL 1 – 3 Months Up to 12 Months Yes (Judicial)

Alaska: AK 3 – 4 Months None Yes (Judicial)

Arizona: AZ 3 – 4 Months Up to 6 Months Yes (Judicial)

Arkansas: AR 4 – 5 Months Up to 12 Months Yes

California: CA 3 – 5 Months Not Likely Yes (Judicial)

Colorado: CO 2 – 5 Months None Yes

Connecticut:CT 5 – 6 Months Court Determined Yes

Delaware: DE 3 – 7 Months None Yes

District of C: DC 2 – 4 Months None Yes

Florida: FL 4 – 6 Months Yes Yes

Georgia: GA 2 – 3 Months None Yes

Hawaii: HI 3 – 4 Months None Yes

Idaho: ID 5 – 6 Months None Yes

Illinois: IL 7 – 10 Months 3 – 7 Months Yes

Indiana: IN 5 – 7 Months None Yes

Iowa: IA 5 – 6 Months 12 Months Yes

Kansas: KS 3 – 5 Months Up to 12 Months Yes

Kentucky: KY 5 – 6 Months Up to 12 Months Yes

Louisiana: LA 2 – 6 Months None Yes

Maine: ME 6 – 10 Months 90 Days Yes

Maryland: MD 2 – 3 Months Court Determined Yes

Mass: MA 3 – 4 Months None Yes

Michigan: MI 2 – 3 Months Up to 12 Months Yes

Minnesota: MN 2 – 3 Months 6 Months Yes (Judicial)

Mississippi: MS 2 – 3 Months None Yes

Missouri: MO 2 – 3 Months Up to 12 Months Yes

Montana: MT 4 – 6 Months 12 Months Yes (Judicial)

Nebraska: NE 5 – 6 Months None Yes

Nevada: NV 3 – 5 Months None Yes

New Hamp:NH 2 – 3 Months None Yes

New Jersey: NJ 3 – 10 Months 6 Months Yes

New Mexico: NM 4 – 6 Months 9 Months Yes

New York: NY 4 – 8 Months None Yes

North Caro: NC 2 – 4 Months 10 Days Yes (Judicial)

North Dakota: ND 3 – 5 Months 60 Days No

Ohio: OH 5 – 7 Months Until Confirmation Yes

Oklahoma: OK 4 – 7 Months Until Confirmation Yes

Oregon: OR 4 – 6 Months None No

Pennsylvania: PA 3 – 9 Months None Yes

Rhode Island: RI 2 – 3 Months Up to 3 Years Yes

South Carol: SC 4 – 7 Months None Yes

South Dakota: SD 6 – 9 Months Up to 12 Months Yes

Tennessee: TN 2 – 3 Months Up to 2 Years Yes

Texas: TX 2 – 3 Months None Yes

Utah: UT 4 – 5 Months 180 Days Yes

Vermont: VT 7- 10 Months Up to 6 Months Yes

Virginia: VA 2 – 3 Months None Yes

Washington: WA 4 – 5 Months None Yes (Judicial)

West Virginia: WV 2 – 3 Months None Yes

Wisconsin: WI 6 – 10 Months None Yes

Wyoming: WY 2 – 3 Months 3 Months Yes



Note: If you need help deleting a questionable foreclosure from your credit report, visit http://www.CreditAgenda.com