Free Credit Letter Template: Dispute Un-authorized Single Inquiry with Company
This credit letter is to: Challenge a single inquiry with a company that pulled your credit report without authorization. This may include creditors, collection agencies and marketing companies.
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Dear Creditor or Company,
Recently, I received a copy of my credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you should not be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because I believe I did not authorize this inquiry.
I would appreciate your immediate attention to this matter. Kindly forward me documentation that you have had the inquiry removed.
If you find that I am wrong, and you did have my authorization to inquire into my credit report, then please send me proof of such authorization.
I thank you in advance for your cooperation and look forward to hearing from you soon.
Sincerely,
Knowledgable Consumer
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