Demand Negative Credit Deleted After Insufficient Validation

[Credit Expert]

This letter is demanding the removal of negative information removed after no response from previous validation demand. Only use after debt validation was insufficent.


To Whom It May Concern:

I am enclosing a copy of the letter that I mailed you requesting that you verify the alleged debt your company claims I owe. More than 30 days have passed and I have not received proof that you have validated the debt.

Therefore, in accordance with section 1692e(8) of the Debt Collection Practices Act, which states that any information that is “false, deceptive or misleading” cannot be reported to any credit bureau, I request that you immediately delete this false and misleading information from my credit report.

Please send me a notice showing I owe nothing and that you have deleted this bogus item from my reports.

Sincerely,





John Doe





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