Debt Validation Letter 4 - FDCPA

[Credit Expert]

Free Debt Letter: Simple debt validation letter in accordance with the FDCPA






Dear _________________,

Today is ____________ and I am writing in regards to inaccurate information placed in my credit files.

I am in dispute of the entire amount that you claim I owe them.

1.) Please provide verification by line item (with an explanation of each item) for the entire amount. Failure to provide verification within thirty days of receipt of this letter will be assumed an admission that this debt is not valid.

2.) I demand you cease all communications with me. Under the Fair Debt Collection Practices Act you are not allowed to contact me again until I receive verification of the validity of this debt.

3.) Please be advised that you are required by law to notify all Credit Reporting Agencies to whom you have reported this debt that this debt is disputed.

4.) I hereby request that you send me the name and address of the original creditor, if it is different from the current creditor.

5.) I have enclosed a copy of your original letter to me.

6.) I am sending this letter via certified mail with return receipt.



Sincerely,

John Consumer



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