credit card debt counselling

[tommy]

Have you ever used a credit card counseling service/debt management service and what was your experience?

[shannon]

Yes, I have used a debt management service from http://www.debtburst.com. I had debt over $10000 and had completely lost control over my finances. Then a friend suggested debtburst. I approached them and they recommended a customized debt management plan for me. It has been very effective so far and I’m almost debt-free now. Some other well-known debt management companies include www.debthelper.com, www.moneymanagement.com, www.payplan.com.

[JS2011Mess]

I have been looking at a way to get started on tackling my debt, and I have been looking into these programs. However, I'm also thinking about taking out an equity on my home so that I can consolidate and pay over a long period of time. I have my spending under control for the first time in my life, which I think is the most important step.

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I found credit card relief by fixing the way I looked at money and how I spent it! I'm almost debt free 2 years into it!

[cccfree]

Credit counseling should be required right before your purchase a home and should be required previous to filing bankruptcy. I work for a credit counselors and I know that they have saved several people from surmountable credit card debt and saved people from having to file bankruptcy.