Free Credit Letter Template: Challenge Un-Authorized Inquiry
This credit letter is to: Challenge and remove unauthorized inquiries.
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Dear Creditor or Collection Agency,
I have been informed that your company pulled my credit report and placed an unauthorized inquiry on my credit report. At no time did I ever authorize you to do this. This action on your part constitutes a violation on my rights under the Fair Credit Reporting Act. This is illegal and highly detrimental to my credit rating. Please remove this inquiry before this situation escalates further and notify me when any change has been made.
Regards,
Jon Consumer
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